[youtube]http://youtu.be/O0bkmfjAFEE[/youtube]

10. The tax code. 

9. The tax deductibility of interest.

8. Government subsidy.

7. QE and bank bail outs

6. Zero interest policies.

5. Onerous planning laws.

4. Income tax.

3. Debt-based money.

2. Not measuring inflation properly.

1. Debasing money.